What is Travel Insurance?
Travel Insurance is a type of insurance designed to cover medical expenses, financial default of travel suppliers, and other losses incurred while traveling, either domestically or internationally. Temporary travel insurance can be arranged at the time of booking a trip to cover the exact duration of the trip, or a “multi-trip” policy can be purchased to cover an unlimited number of trips within a set time frame. Coverage varies and can be purchased to include higher-risk items such as “winter sports.”
The most common risks covered by travel insurance policies include:
- Medical emergency (accident or sickness)
- Emergency evacuation
- Repatriation of remains
- Return of a minor
- Trip cancellation
- Trip interruption
- Visitor health insurance
- Accidental death, injury, or disablement benefit
- Overseas funeral expenses
- Lost, stolen, or damaged baggage, personal effects, or travel documents
- Delayed baggage (and emergency replacement of essential items)
- Missed flight connection due to airline schedule
- Travel delays due to weather
- Hijacking
Contact us to learn more about finding the right travel insurance coverage for you.